- Advertisement -
30 C
Home Guide *606#: How to Borrow Airtime or...

*606#: How to Borrow Airtime or Data on MTN XtraTime

- Advertisement -

Ever ran out of airtime or data and you needed to borrow from your network provider but didn’t know your way around it? This article is for you.

We all have found ourselves in such situations when we ran out of airtime making that call or needed to download that album by our favourite artist and ran out of data.

- Advertisement -

In such cases you either dip into your pocket and purchase a recharge card from a retail shop or perform a VTU Top-up on your phone using your bank’s USSD code, Quickteller or Zoto but what happens when you can’t do either? Borrow!

Nothing to be ashamed of here, we have all done it at one point or the other and that’s why services like the MTN XtraTime and XtraByte exist.

Imagine running out of data in the middle of the night while binge-watching on Netflix with little or nothing in your bank account to even consider making an airtime purchase, you are left with choosing to go to bed and returning to your movie the next day (if you are able to afford a data bundle then) or borrowing from your network provider to pay back with later airtime purchases.

About MTN XtraTime & XtraByte

MTN XtraTime and XtraByte allows MTN subscribers borrow airtime or data as the case may be and repay with subsequent airtime purchases. The service is available to all MTN users although terms and conditions apply.

*606#: How to borrow airtime or data

Running low on airtime or data on your MTN line and need to make a call real quick or stream an event online, dial *606# on your line and select the Request XtraTime or Request XtraByte option as the case may be provided you are eligible to borrow airtime or data.

Afterwards, enter how much airtime or data you need and your line will be credited ASAP. When you dial *606#, you should see something like these:

Eligibility Status

Your MTN XtraTime eligibility status tells if you can borrow airtime or data at the time. If you have borrowed up to your borrow limit, it usually says that you are not eligible until you have repaid all or a chunk of what you borrowed.


New customers are usually not eligible to borrow credit until they have become regular users of their line and are known to recharge very well.

Picture it like a bank willing to give you a loan because you are a customer with a record of good credit i.e the more you recharge your MTN line, the higher your chances of becoming eligible to borrow credit when you run out of data or airtime.

Also, your borrow limit increases the higher the amount you recharge on your phone.

Check XtraTime Balance

To check your MTN XtraTime and XtraByte balance, dial *606# and enter “5” to select the XtraTime Balance option to view your XtraTime balance and XtraByte balance, also your main account balance will be displayed.

You should see something like this;

XtraTime Transaction History

This shows your XtraTime history up to your last three transactions. To check your transactions, dial *606# and enter “9” to access the next list of options then input “6” to select the XtraTime history option. You will receive an SMS showing your XtraTime  history as requested.

How do I pay back borrowed airtime or data?

Your XtraTime credit will be deducted from your next recharge till you have paid in full that is, you can pay back in bits or all at once.

You can pay in bits to allow you borrow more and you can pay in full to allow you borrow up to your borrow limt again and it works same way for both XtraTime and XtraByte.


  • Service fee of 15% of value of whatever you borrow, airtime or data applies. For example, to borrow N500 airtime, a service fee of 15% (N75) will be charged meaning your MTN line will be credited with N425.00.
  • It is not possible to borrow airtime and data at the same time.
  • Your chances of borrowing again decrease the more time you spend without paying back borrowed airtime.
  • Your account balance needs to be as low as N12 or lower to be eligible to borrow airtime or data.
  • You cannot share borrowed airtime.
  • Calls and SMS with borrowed airtime are still charged at the same rate as your tariff plans.
  • XtraByte usage is also charged at the same rate as normal data bundle rates.
- Advertisement -
- Advertisement -

Trending Now

Best 7 Passenger Vehicles and 7 Passenger SUV’s

For a lot of us comes the time when either we ourselves or our family has increased to such a size, or you’re just...
- Advertisement -

Startimes Subscription Prices, Packages and Channels List in 2020

StarTimes Nigeria is one of the popular cable TV providers in Nigeria. This service is a subsidiary of a Chinese based company called Startimes...

Best Low Size PC Action Games For Your Old PC/Laptop With Low Specs

Gaming time is one our favorite time and nothing beats the ability to play high-quality games on our PCs but like some of our...

GB WhatsApp, WhatsApp Plus and OG WhatsApp Tips and Tricks

Checkout the new GB WhatsApp Tutorial.Hello, welcome to WhatsApp Plus, OG WhatsApp and GB WhatsApp tips and tricks. For the sake of this article,...

DStv Channels List, Packages and Prices in 2020

Thousands of people in Nigeria have put their trust in DStv to provide them with the very best of television shows and programs.DStv (Digital...

GB WhatsApp Pro, OG WhatsApp Pro V8.10 (GB OG Replacements) Latest Version

Good day peeps, the latest GBWhatsApp is here... and it is called the GB WhatsApp ProRemember earlier, GB Mods the maker of GB WhatsApp...

10 Best Places to Download Bollywood Movies

Do you spend hours watching Bollywood movies as I do? Have you been in search of the perfect sites to download the best Hindi...

Screen to Body Ratio: 22 Smartphones With the Highest Screen to Body Ratio in 2020

Screen to body ratio on a smartphone screen recently turned into an important thing to consider when comparing smartphones.  It became more important after...

How to Download Tiktok Video Without Watermark on iOS & Android

It’s no longer news that the younger generation is into social media with the likes of Facebook, Twitter, Instagram, Vine, etc.But with the exit...

5 Best Blood Pressure Apps for Android

Blood pressure is the pressure the blood applies that on the walls of the vessels they use in travelling. There are two conditions relating...

How to Make Payment for Your StarTimes Subscription

StarTimes users must be super excited about how easy it has become to get their cables subscription done. All you need in 2019 is...
- Advertisement -

Related Posts

How to Appear Offline on Instagram?

If you're the type of person who loves to stay off the radar when surfing the internet especially the social media, then you will...

How to Extract Audio from Any Video File?

If video editing is your hobby, you will probably know that the most common hurdle comes from the audio. This is so ubiquitous, it...

How to Create Ethereum Wallet Using Meta Mask?

Cryptocurrency has been in the news for years, and I believe it was the main conversation during last year’s Thanksgiving dinner, Halloween, and even...

How Does Apple Pay Work in UK? – a Complete Guide

Apple is world’s most valuable company, has launched the best payment service in UK for iPhone called Apple Pay on 14 July. Before UK,...

How to Install GBA4iOS Emulator on iPhone and iPad?

Classic games such as “Pokemon,” “Mario,” and “Day of the Tentacle” still have a massive fan following. Unfortunately, people who use iOS devices can't...
- Advertisement -


Please enter your comment!
Please enter your name here