32 C
Thursday, April 2, 2020

What is Cardless Withdrawal?

Featured Posts

Kuvings NJ-9500U Stainless Steel Centrifugal Juicer

The Kuvings NJ-9500U Stainless Steel Centrifugal Juicer is sleek and powerful machine that is capable of producing 30-50 cups of juice continuously without cleaning....

What should You Do, if iTunes not Recognizing iPhone?

Trying……..  trying………. Still your iTunes not recognizing iPhone?Well, iPhone or even iOS users have been facing many problems with iTunes. we know that. But...

It’s Spring Cleaning Time

Winter has finally released it's cold, snowy grip and spring has sprung. The warm weather and smell of the fresh spring breeze makes us...

The 12+ Best Android RPG Games

Different Android games are released in the Google PlayStore daily, and as Android gaming is becoming popular with the rise of dedicated Android gaming...

How to Fix Your “Instant Hotspot” Problem on Your iPhone and iPad?

It’s great getting your hands on an iPad or iPhone because these gadgets have so many features. For example, did you know that you...

You may never have thought about the importance of cardless withdrawal, but there may be a need to withdraw some money on days when you don’t have your card handy.


On days like that, what do you do?. Many of us would never think it possible to get money without an ATM card,  at least, not unless you are doing a transfer using your bank shortcodes or your mobile bank app.

But thankfully, smart banking is now available, and you never have to be stranded again if you don’t have your debit card handy. Say hello to careless withdrawal.

What is cardless withdrawal?

Cardless withdrawal is the opposite of an ATM withdrawal. This means that you can make a withdrawal from your bank ATM without having or using an ATM card.

Meaning you shouldn’t have to join the long queues just because you need to make a withdrawal, and your card isn’t handy.

Guarantee Trust Bank cardless withdrawal

With GTBanking, there is very little short-term recall. With the GTBank *737# short code,  you can do almost anything you want.

Dial the shortcode : *737#

Click on 8 for “Next Page”

Click on the option for careless withdrawal “Withdraw without card”  which is the first choice (on the following page)

Choose to make a withdrawal from “GTBank” or from “other banks.”


Type in the amount you want to withdraw

Type in the last four digits of your ATM card

Type in OK

In less than five minutes, your GTBank Reference PIN will be texted to your phone.

Go to the ATM of the bank you want and click on “Cardless Withdrawal,” you will be prompted to type in the Reference PIN, followed by the amount of money you want to recover for confirmation.
Collect your money!

Diamond/Access Bank Cardless withdrawal

The Diamond Access Cardless withdrawal is only available to you if you have registered for the service. The service allows you to use the Diamond Access ATM without making use of your debit card. This service is called Magic Cash.

Register for the magic cash service at Diamond Access Banks or contact their call center at 0700-300-0000

Text ATM at 30811 using your registered phone number that is connected to your account

Within a few minutes, expect a six-digit magic code that will be generated and sent to your device as an SMS

Access the Diamond Access Bank wicket and click on the Magic Cash option


Type in your registered phone number using the Nigerian prefix +234

Type in the six-digit magic code that was sent to your registered phone number

Create your four-digit magic PIN code and confirm the four-digit code (You have to create a magic PIN code at the first transaction specifically because it is what you have to type in for subsequent transactions). Continue your transactions and collect your cash.

Withdraw with Fidelity Cardless

Make a cardless withdrawal from a Fidelity Bank, do follow these steps:

From the number registered with your Fidelity bank account, type in * 770 * 8 * Value #

This will need you to create a unique PIN to use whenever you need to make a withdrawal from the ATM.

Type in your instant PIN code and confirm the financial transaction.

A payment code will be generated and sent to your mobile phone.

The Instant Banking Service code of *770# for the first time, you have to register by dialing *770#).

At the ATM, punch any key on the ATM or press Enter


Choose PayCode, Dial4Cash, or Cashout

Type in the 4-digit PIN you have earlier created.

Type in the access code that was sent to your mobile phone.

Type in the amount and collect your Cash.

Standard Chartered Bank Cardless withdrawal

To make use of the Standard Chartered free card service as a Standard Chartered Bank customer, visit the Standard Chartered site.

Transfer the amount you desire to your phone number (or to the recipient’s phone number, if you are sending it to someone). After the bank transaction, you will immediately get an order number or a receipt that has been sent to the ATM.

At the same time, you will get an SMS containing a PIN number, which you will be required to provide at the time of your return or the recipient number (the order number is similar to that of your receipt).

The recipient is required to visit a standard chartered bank ATM or the ATM of the approved bank (make sure to use the same ATM if you want to pay the cash by yourself).

Type in your unique PIN, with an order number, a mobile number, and the amount of money. After you have completed the verification process, the funds will be sent to the recipient.

Note: This standard chartered service is only valid between the next 24 hours of the transaction, you will not be able to use it if you exceed the time interval.


Now that you know how easy it is to make cardless withdrawal anytime and anywhere. All you have to do is follow the instructions above and get what you want.

Please do not hesitate to leave a comment or suggestion below. We look forward to hearing from you people.


More articles


Please enter your comment!
Please enter your name here

Trending Now.

Startimes Subscription Prices, Packages and Channels List in 2020

StarTimes Nigeria is one of the popular cable TV providers in Nigeria. This service is a subsidiary of a Chinese based company called Startimes...

GB WhatsApp, WhatsApp Plus and OG WhatsApp Tips and Tricks

Checkout the new GB WhatsApp Tutorial.Hello, welcome to WhatsApp Plus, OG WhatsApp and GB WhatsApp tips and tricks. For the sake of this article,...

Best Low Size PC Action Games For Your Old PC/Laptop With Low Specs

Gaming time is one our favorite time and nothing beats the ability to play high-quality games on our PCs but like some of our...

6 Different Types of Car Engines

An engine is the soul and heart of your car simply because it’s the most important part of a vehicle. It acts as the...

DStv Channels List, Packages and Prices in 2020

Thousands of people in Nigeria have put their trust in DStv to provide them with the very best of television shows and programs.DStv (Digital...

Netflix Download Limit: What Is It and How You Can Get Around It?

Netflix introduced its 'download feature' for offline viewing back in 2016, allowing its users to download content and enjoy it offline while they are...

10 Best Places to Download Bollywood Movies

Do you spend hours watching Bollywood movies as I do? Have you been in search of the perfect sites to download the best Hindi...

Best Infinix Phones to Buy in 2020

Infinix Mobility is a well-known brand in Nigeria and a household name along with Tecno and Itel mobile are they mainly produce devices targeting...

Screen to Body Ratio: 22 Smartphones With the Highest Screen to Body Ratio in 2020

Screen to body ratio on a smartphone screen recently turned into an important thing to consider when comparing smartphones.  It became more important after...

5 Best Blood Pressure Apps for Android

Blood pressure is the pressure the blood applies that on the walls of the vessels they use in travelling. There are two conditions relating...

Uses and Functions of ROM (Read-only Memory)

A computer is a very important device and besides being the best gadget to play your favorite video games or watching your favorite movies,...

How to Fix Home Key, Recent Key and Notification Bar Not Working?

There is a bug in the Android OS that dates back as far as the Lollipop Version and it is one of the most...

How to Download Tiktok Video Without Watermark on iOS & Android

It’s no longer news that the younger generation is into social media with the likes of Facebook, Twitter, Instagram, Vine, etc.But with the exit...

WhatsApp Plus, GB WhatsApp and OG WhatsApp Tips and Trick for 2020

Official Plus, the makers of WhatsApp Plus, GB WhatsApp (not the one by GB Mods that was shut down) and OG WhatsApp released a...

Tecno Android Phone Problems and Solutions

Tecno Mobile has recently provided thousands of customers with the most recent Android Smartphones that offer the best of features when it comes to...